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Welcome to Unique Insurance

Unique Insurance (UIC) is a limited liability company, incorporated in October 1999 and licensed by the Ghana National Insurance Commission to underwrite General Insurance businesses. UIC is also a member of the Ghana Insurers Association.


Unique Insurance Company Limited is owned by the Teachers Fund of GNAT, some affiliate Unions of The Trade Union Congress and some high net worth individuals.

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Unique Insurance Company Limited is affiliated to the International Co-operative and Mutual Insurance Federation (ICMIF) with representation in 72 countries by 200 insurance companies and controls 30% of the global insurance market. Unique Insurance Company Limited is the only member from Ghana.

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To offer a wide array of innovative insurance products at affordable prices to our valued clients and ensure adequate returns to our shareholders while motivating our workforce.

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Motor Comprehensive

Covers own-damage, Total Loss, Third party Property damage, Theft and Fire

Motor Third Party

The minimum requirement by law (the Motor Vehicles Third Party Insurance Act of 1958) is to provide insurance in respect of legal liability to pay damages unlimited in amount for death or bodily injury caused to any person, arising out of the use of a motor vehicle.

Fire and Allied Perils

Our Standard Fire Policy covers Loss or damage to your property caused by Fire, Lightning and Explosion. Read more... This is a wide cover that offers the insured indemnity for loss resulting from the occurrence of Fire and may be taken to cover both buildings and their contents.


This policy indemnifies the insured against loss resulting from burglary. It also covers damage as a result of theft through forcible and violent entry into, or exit from the premises.


Unique Travel insurance is a product of the Unique brand designed to cater for the needs of travelers:
Medical expenses arising from an illness / bodily injury.
Hospitalization costs and Repatriation to Ghana after treatment
Repatriation of policyholder’s corpse or ashes to Ghana
Baggage loss/delay

Marine Hull

This policy covers the ocean moving vessels against perils of the sea.

Marine Cargo

Our marine policies are for insuring your cargo against all types of losses that may occur; this ensures that your imports and exports are safe. This policy may also be taken to cover air cargo and other types of freight.

Workmen Compensation

The Unique WC policy will provide the funds to pay damages to an injured employee or the representative of a fatally injured employee when the Company is legally liable.


Mr. Victor Obeng-Adiyiah Esq.
Managing Director

Victor joined Unique Insurance in May 2013 having worked with Olam Ghana Ltd (a multinational agri-business company) as Operations Manager, SIC Insurance as Marketing Manager, SIC Financial Services Ltd as Head of Marketing & Compliance and also doubling as the Company Secretary, NEM Insurance Ghana Ltd as General Manager and Phoenix Life again as the General Manager

Mahamud Adamu is a chartered Accountant and holds MSc Industrial Finance and Investment degree from KNUST with first degree in Business Administration from University of Education, Winneba-Kumasi and a Finalist in Chartered Institute of Taxation (Ghana) professional program. He joined Unique Insurance with over seven years post professional qualification experience in both local and multinational environments.


Mr. Mahamuda Adamu
Chief Finance Officer


Maria H-Kwatchey Agozie (Mrs.)
General Manager, Technical

Maria holds ACII from the Chartered Insurance Institute (UK) with a first degree in Social Science & Religions from the University of Ghana Legon, a Diploma and Advance Diploma from the Ghana Insurance College. She joined UIC in September 2006 as an Underwriter and rose through the ranks to become the Head of Technical.

She is an experienced marketer who has demonstrated her skills in Channel Distribution Management and Group Based Marketing over the past ten years. She joined Unique Insurance in December 2016 having worked with Prudential Bank as Branch Operations Officer and Unique Life Assurance as Branch Manager for Accra


Ms. Gifty Owusuwaa Darko
Head, Business Development and Distribution (BDD)